Real estate as an investment

Vacant and rented properties

Residential and commercial buildings

Sales and consulting

Portfolio Optimisation

For centuries, real estate ownership has been the foundation of the protection and expansion of assets across the generations. For a long time now, this means has been available not only to noble and industrial families, but to all successful sections of the population.

In times of poorly profitable and risky funds in which the investor has little direct involvement, volatile stock markets due to international events, and negative credit interest rates adjusted for inflation, property, as a sustainable and stable-value method of asset accumulation and expansion, is more attractive than ever, especially when taking into account the current favourable interest rates for long-term mortgage loans.

Higher purchase price Standard level of value-increase Lower initial yield not reliable for personal use (Tenant has usually> 10 years contract protection) + High initial yield / lease-out at high market level + Flexible for personal use + Start-return 2% to 3% Low investment + High value reserve in rental extract + Start-return 1% to 2% + Free Condos Rented apartment

In order to offer you sustainable and stable residential and investment options, we work closely with a network of (groups of) internal and external project developers and real estate companies that has grown over more than 10 years.

We select development projects or individual properties for private sale for you, always in selected micro-locations and with property attributes that offer you, the customer, optimum value security and development potential. There are different strategies for investing in property as a capital investment. We will be happy to discuss these with you in order to find the ideal solution for your own personal situation.

Put simply, you could purchase an empty property and rent it out, which would give you a high rent based on local rent prices. This immediately gives you a favourable income, which generates a stable interest yield and exceeds any incurred borrowing costs.

Alternatively, you could purchase an already rented property with long-term protection against eviction and a significantly lower rent level compared to new tenancies. The advantage of this option is that it entails a lower purchase price and offers considerable potential for appreciation over the long term.

For example, rented apartments with long-term protection for tenants are usually €1,000 to €3,000 cheaper per m² than those that are unoccupied. Due to tax aspects such as “depreciation” (for wear and tear), at today’s level of interest, and with 100% debt financing, you as the property owner would usually only be responsible for the amortisation of the loan.

Future rent increases that gradually conform to local rent prices over time optimise this investment even further.

Find out about your options for sustainable investments in Hamburg and Berlin. If you are not local to the area, we would be happy to act as your partner on location so that physical distance doesn’t come between you and your investment.

Hamburg

A safe haven

Hamburg is Germany’s “richest city,” according to a Global Wealth Report by the major Swiss bank UBS.

Hamburg’s 42,000 millionaires and 18 billionaires make it the country’s leader in terms of the proportion of its total population. However, Hamburg’s diversified economy also occupies a leading position within Europe beyond just its wealthy private households.

Hamburg is a flourishing business location, a globally important port city, seat of the International Tribunal for the Law of the Sea, home to Nivea and Montblanc, production site of Airbus and seat of major insurance companies and media houses.

Various European institutes forecast that Hamburg will continue to have the highest immigration rates in Europe until 2050. The metropolitan region of Hamburg already has around five million inhabitants today, while the city of Hamburg currently has around 1.8 million inhabitants – and the trend is rising steadily.

The Hanseatic city is among the ten cities that offer the highest quality of life worldwide, according to the latest study by the London-based EIU Institute.

Hamburg’s real estate market still has very moderate price levels in comparison to the rest of Europe, and so the city continues to offer potential for “bubble-free” and sustainable value stability, as a “real estate safe haven”.

Berlin

It’s the micro-location that counts

Berlin, the capital city of the fourth largest economic nation in the world, is heavily undervalued by European standards. The ongoing acquisitions of numerous national and international private and institutional Berlin investors, however, are gradually shaking this situation up.

Some micro-location neighbourhoods are experiencing double-digit percentage price increases every year. In view of a potential bubble forming in the market, however, Elbe and Spree also see these micro-locations as offering the greatest possible price stability in the event of anyfuturemarket troubles. The continually growing demand within the Berlin property market promises long-term value retention. Numerous studies also rate Berlin’s long-term prospects for a solid real estate market.